I studied UI / UX design from basic to advanced, in the final project, my team got fintech as a theme, We tried to solve the issue of users who do not have a credit card or debit card that supports international payments if they wanted to shop at merchants that only support card payments, we provide a solution in the form of creating virtual credit card services (VCC) it is applied by Gojek as a payment method at all merchants that support MasterCard payments.